- Greater flexibility: With a cash-based model, you can typically schedule appointments more quickly and have greater flexibility in scheduling. You don't need to worry about insurance pre-approvals or waiting for authorizations to come through before beginning treatment.
- More personalized care: In a cash-based model, the physical therapist has more time to spend with each patient, which means more personalized care. The therapist can take the time to get to know you and your specific needs, and develop a treatment plan that is tailored to your individual situation.
- No insurance limitations: Insurance companies often place limitations on the number of visits or types of treatments they will cover, which can be frustrating for patients who need more extensive care. In a cash-based model, the physical therapist can provide the treatment you need without worrying about insurance restrictions.
- Lower overall costs: While it may seem counterintuitive, cash-based physical therapy can actually be less expensive than going through insurance. This is because insurance companies often require co-pays or deductibles, which can add up quickly. With a cash-based model, you pay only for the treatment you receive, without any additional fees or hidden costs.
- Increased transparency: With a cash-based model, you know exactly what you're paying for and what you're getting. There are no hidden fees or surprise bills. This can be reassuring for patients who want to know exactly what they're getting for their money.
It's important to note that cash-based physical therapy may not be the right choice for everyone. Some patients may require extensive treatment that is best covered by insurance. However, for many patients, a cash-based model can provide greater flexibility, more personalized care, and lower overall costs.